XC Terms & Conditions
The conditions that apply when you use the XC Media website.
1. Introduction
These Terms & Conditions (“Terms”) set out the rules for accessing xcmedia.co.uk (the “Website”), operated by XC Media UG (haftungsbeschränkt), Munckerstraße 6, 95444 Bayreuth, Deutschland (“XC Media”, “we”, “us”, “our”). Continued use means you accept these Terms. If you disagree, please leave the Website.
2. Who we are
The Website is operated by XC Media UG (haftungsbeschränkt). Contact: hello@xcmedia.co.uk. The editorial brand presented to readers is XC Media.
3. Informational purpose only
Content on the Website is provided for general information and education. It does not constitute personal financial, investment, tax, accounting or legal advice. You remain responsible for decisions you make and should seek regulated professional advice where appropriate.
4. Eligibility
You may use the Website if you can form a legally binding contract under applicable law. The Website is intended for users aged 16 or over.
5. Acceptable use
You agree not to misuse the Website, including by attempting unauthorised access, introducing malware, scraping at a volume that degrades service, harassing staff via contact channels, or using content for unlawful purposes.
6. Intellectual property
Text, graphics, logos, layout and other materials on the Website are owned by XC Media UG (haftungsbeschränkt) or its licensors. You may view and print extracts for personal, non-commercial use. Any other reproduction requires prior written permission.
7. User messages
If you send ideas or feedback, you grant us a non-exclusive, royalty-free licence to use that material to operate and improve the Website, without any obligation to keep it confidential unless we agree otherwise in writing or privacy law requires confidentiality.
8. Third-party links
The Website may link to external sites for convenience. We are not responsible for their content, availability or privacy practices. Following a link is at your own risk.
9. Quiz and interactive features
Optional quizzes are entertainment or reflective tools only. Results are not diagnostic, predictive or financial guidance.
10. Availability and changes
We aim for reliable availability but do not guarantee uninterrupted access. We may modify, suspend or discontinue any part of the Website without notice.
11. Disclaimer of warranties
To the fullest extent permitted by law, the Website and its content are provided “as is” and “as available” without warranties of completeness, accuracy, fitness for a particular purpose or non-infringement.
12. Limitation of liability
Nothing in these Terms excludes liability that cannot be excluded under applicable law (including for death or personal injury caused by negligence, or fraud). Subject to that, we are not liable for indirect or consequential loss, loss of profit, or loss arising from reliance on general information published on the Website.
13. Indemnity
You agree to indemnify XC Media UG (haftungsbeschränkt) against reasonable claims arising from your misuse of the Website or violation of these Terms, to the extent permitted by law.
14. Privacy and cookies
Processing of personal data is described in our Privacy Policy and Cookie Policy, which form part of your understanding of how the Website works.
15. Governing law
These Terms are governed by the laws of England and Wales, without prejudice to mandatory consumer protections that may apply in your country of residence. Courts of England and Wales shall have non-exclusive jurisdiction.
16. Changes to these Terms
We may update these Terms from time to time. Continued use after changes constitutes acceptance of the revised Terms, except where mandatory law requires a different approach.
17. Contact
Questions about these Terms: hello@xcmedia.co.uk or XC Media UG (haftungsbeschränkt), Munckerstraße 6, 95444 Bayreuth, Deutschland.